Cross Marketing USA is a go-to-company that financial institutions, insurance companies and associations engage to open new revenue streams. In many cases we operate as a manufacturer's rep designing strategies and tactics to take new products to market.  As a result you will find our product mix among the broadest in the industry.  We're the quiet company preferring to distribute through partnerships with firms such as yours providing turnkey customer acquisition, retention and income generating programs customized to the clients' culture, customer base and target markets.  

Your customers expect you to be a notch above your competitors. They expect you to know and serve their needs. That’s why we work closely to customize our products and services to your exact target market and trends in the marketplace.  Every day new avenues of revenue become available. Whether it is a program that adds value to help justify new charges or to simply create a new revenue source - Cross Marketing USA will help you find profitable solutions.

Relocal Move

We've just introduced a unique Home Buyer/Seller rebate program.  It's a unique program, FREE to you, FREE to your customer, and FREE to the buyer and/or seller of a home that provides a 20% rebate of their broker's commission at closing. It provides a high-level of service ensuring a great selling or buying experience. It's a Free service for your company to offer employers as an employee benefit, financial institutions for their investors, insurance companies for their policyholders, associations for their members and virtually anyone purchasing or selling a home.  The seller receives on average $1,800 on the sale of a $300,000 home and another $1,800 on the purchase of a new, similar priced house.  

Using a nationwide network of leading professional realtors, Relocal Move currently markets to over 2 million people every month via associations, companies, and non-profit organizations.   Relocal Move uses the top brokerages in the country: Keller Williams;  Berkshire Hathaway; Long and Foster; ERA ; Century 21;  Coldwell Banker; Sotheby's; Better Homes and Gardens; Remax; Weichert; or your favorite broker.  

An additional 5% will be donated to an agreed upon charity of your choice; a $300+ value per transaction side. 

This benefit takes no more than 1-2 hours per month to administer, and costs your company NO money at all. All we ask is that sponsors simply let their members know about this benefit by using the channels of communication you already use on a monthly basis. All information and customer service is provided by ReLocal Move.   

How long does this take to launch?  The service can launch in as little as two weeks. Once we have provided you with the materials needed to launch, we will be ready for you to get started. There is no limit on the number of times this rebate can be used on the sale and/or purchase of any home anywhere.  Available in all fifty states on the selling side and in 40 states on the buying side due to certain states having restrictions when it comes to rebating real estate commissions on the buyers' side. We have broker relationships in all 50 states and have partnered with more than 300 brokerages across the country with more than 3,000 relocation certified agents who do this as their primary form of income. 

Deductible Reimbursement Program

Your member will be reimbursed for the deductible portion of their automobile, home and health claims. The average household makes an auto insurance claim once every two years.  In the event that the Member experiences an automobile accident that results in their insurer paying the claims, and the Member being responsible for their collision deductible, the Automobile Deductible Reimbursement benefit will reimburse the Member for the amount of their collision deductible, up to the program’s limit of liability ($500 or $1,000). Coverage applies to any vehicle covered by a recognized automobile insurance policy on which the Member is the Named Insured.

It’s important to have homeowner’s or renter’s insurance, but all policies come with a deductible that must be paid in the event of a claim.  In the event that the Member experiences a homeowner’s or renter’s loss that results in their insurer paying the claim, and the Member being responsible for their homeowner’s or renter’s insurance deductible, the Home Deductible Reimbursement benefit will reimburse the Member for the amount of their homeowner’s or renter’s insurance deductible up to the program’s limit of liability ($500 or $1,000).  Coverage applies to both the Member’s residence and personal effects that are covered by a homeowner’s or renter’s insurance policy on with the Member is the Named Insured.  

Additional benefits that may be included, for an additional cost, with the Home Deductible Reimbursement: Emergency Lodging Reimbursement – Reimburses the Member up to the limit of liability ($500 or $1,000) in the event that their residence becomes uninhabitable as a result of break-in, theft, tornado, hurricane, earthquake, fire, flood, landslide, and mandatory evacuation. Emergency Cash – Pays the Member cash, up to the limit of liability ($500 or $1,000) in the event that their residence becomes uninhabitable as a result of break-in, theft, tornado, hurricane, earthquake, fire, flood, landslide, and mandatory evacuation.  Health Deductible Reimbursement will be available in March, 2015 NOTE: The Emergency Lodging and Emergency Cash limits of liability are separate for each benefit and also not a part of the Home Deductible Reimbursement limit of liability.  

CashGuardPlus

Branded “safety & security” enhancement program designed for . . .

•  Cardholders (debit, credit, prepaid, payroll cards)

•  Remittance programs

•  Mobile Wallet programs

•  ATM withdrawals

•  Cash back from retail transactions

•  Receipt of wire/money transfers

•  Fraudulent withdrawal of cash loaded onto smart phones

Planning for inevitable breakdowns is almost impossible, preparing for them is pretty easy with a home warranty and maintenance plan. Cross Marketing USA is a leading provider of warranties for homeowners and renters. The economic climate has left many customers in need of a service the covers the repair or replacement of many of the most common system and appliance breakdowns. The result of exhaustive research of the home warranty market, Cross Marketing USA’s Household Service Plans offer the broadest, most inclusive coverage and the widest selection of home warranty plans available today. Embedded limited benefits available for pennies a day.

•  Direct offering to both homeowners and renters.

•  Marketed as an enhancement to members and individuals, or by an insurance agency that sells homeowners and tenants insurance 

 

LegalAccess

Senior groups are looking for benefits which can add real value to their loyalty programs and improve member acquisition and retention.  Legal services are a great asset as a member benefit. The vast majority of US households experience legal issues on a regular basis, yet consumers waste time dealing with problems themselves due to the cost of lawyers. Cross Marketing in association with its partner Epoq can provide senior groups with a fully branded legal website allowing members to create a range of legal documents to resolve their estate planning issues.  

•        7 in10 American households face one new or ongoing legal issue each year
•        60% of Americans believe all adults should have estate plans
•        56% of Americans have not yet made one

Source:  American Bar Association ’Public Perceptions of Lawyers Consumer Research Findings’ Source:  American Bar Association ’Public Perceptions of Lawyers Consumer Research Findings’ 55% of households deal with legal problems on their own - mainly because lawyers are too expensive 

Personal Identity Management Programs

This contemporary personal identity management program includes 10 high-touch services that comprehensively address far more than identity fraud for all immediate family members:

       Resolves existing crimes and suspicions

•  Fraud resolution services

•  Dignity and beneficiary services

•  Social media service

Concierge assistance with personal issues

•  Document replacement

•  Travel identity assist

•  Transitions & address change

•   Decedent & Burglary Protection

•   Marriage & divorce

•   Protecting military families

•   Protection for minors

•    Human Resources (as an employee benefit),

•    Nonprofit Organizations (as a Fundraising tool),

•    Customer Relationships (as a Customer Loyalty program), and

•    Associations (as a membership benefit)